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Real Estate Resources:

• Special Offers - Special offers for St. Louis, St. Charles and O'Fallon homeowners from Tina Dreckshage.

• Affiliates - Tina Dreckshage's real estate web site affiliates.

• eNewsletter - Tina Dreckshage'sSt. Louis, St. Charles and O'Fallon newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Missouri, and United States.

• Market Conditions Report - Market conditions report for this area, Missouri, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly St. Louis, St. Charles and O'Fallon, Missouri mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Missouri or buy your own St. Louis, St. Charles and O'Fallon house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate St. Louis, St. Charles and O'Fallon mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Missouri real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Tina Dreckshage anything real estate.

• Real Estate Tips - Tina Dreckshage's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Tina Dreckshage's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your St. Louis, St. Charles and O'Fallon property in Missouri, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find St. Louis, St. Charles and O'Fallon Homes, For Home Buyers, For Home Sellers, St. Louis, St. Charles and O'Fallon Information, Real Estate Resources, and About Tina Dreckshage.

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Working With An Agent >Real Estate Agent Representation Which party in a real estate transaction is represented by the real estate agent--the buyer or the seller? Until recently that question was never asked because the answer was always the same. Traditionally all the marketing professionals involved in real estate transactions were legally and ethically obligated to conduct business on behalf of the seller. They may have aided the buyer in certain situations, but their client was the seller. Today that is not necessarily the case. In a time of increasing specialization, buyers can be represented by a real estate agent who functions solely as a buyer's broker. In this case, the sales professional helps the buyer locate a home, negotiate the price, and is responsible to the buyer only, for an agreed-upon fee or a percentage commission. In any real estate transaction you have the right to know which party the real estate agent is representing. See All Tips In The "Working With An Agent" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

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Tina Dreckshage Real Living Now 3072 Hwy. K and N Plaza St Charles, MO 63304 314-565-3898 Fax: 636-379-2370 TinaDreckshage@NUMBER1EXPERT.com Call me Today for all of your Real Estate needs! www.TinaDreckshage.com is brought to you by Tina Dreckshage Real estate agent(s) for St. Louis, St. Charles and O'Fallon, Missouri Read Tina Dreckshage's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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